I read a really interesting article recently on Kiplinger.com about 10 easy ways, or “tricks”, to make yourself save a portion of your hard-earned money. While saving is a fundamentally important pillar for any worthwhile personal finance plan — and this week is America Saves Week — I think it’s important to go back over some of the easy ways those who have trouble with discipline can ensure they are stashing away part of their money for savings.
Tag Archives: tricks
Like I noted in a previous dispatch of Daily Dimes, now that we are barreling toward the end of the year, we can expect to find more lists, tips, and how-to pieces when it comes to personal finances.
Today is definitely no different, as today we’ll take a look at one article touting the top 14 personal finance “tools” and seven steps to “achieving financial freedom.”
It seems that there are a lot of blog posts lately about how to start a budget. Makes sense, I suppose, since we are nearing the holiday season when many realize they have no money to buy gifts. It’s also kind of like the gym membership phenomenon. You know, how fitness clubs around the world get a spike in the beginning of the New Year when everyone has a resolution to get into shape?
I think the same is ringing true for budgeting. As people get toward the end of the year, they recognize they need to become smarter with how they spend and allocate money. But just like getting a bad deal on a gym membership, new budgeters beware when it comes to these blog posts. Some of the “advice” given isn’t advice at all.
Thanksgiving is a special time of year when families come together, sit down, and enjoy a large meal while discussing what they’re thankful for over the past year. Or complain about how awful their professional football teams are performing. I like hemming and hawing over how soul-crushing my Dallas Cowboys can be.
While I’ve had several posts about budgeting for holiday gift season, which officially kicks off the day after Turkey Day, if you’re actually hosting Thanksgiving dinner you may have to budget more for food than you normally do.