I read a really interesting article recently on Kiplinger.com about 10 easy ways, or “tricks”, to make yourself save a portion of your hard-earned money. While saving is a fundamentally important pillar for any worthwhile personal finance plan — and this week is America Saves Week — I think it’s important to go back over some of the easy ways those who have trouble with discipline can ensure they are stashing away part of their money for savings.
Tag Archives: tips
Like I noted in a previous dispatch of Daily Dimes, now that we are barreling toward the end of the year, we can expect to find more lists, tips, and how-to pieces when it comes to personal finances.
Today is definitely no different, as today we’ll take a look at one article touting the top 14 personal finance “tools” and seven steps to “achieving financial freedom.”
Happy Thanksgiving Week! I came to the realization after speaking with some friends over the weekend that Living With Common Cents can use some more actionable lists, tips, and tricks that you can print out and easily follow.
As such, this week — starting Tuesday — we will put the Daily Dimes off to the side (though it will return next week) and deliver some original posts on the following topics:
- realistic, tangible saving;
- how to track expenses;
- easy allocation of paychecks;
- information on different types of savings vehicles;
- tackling debt;
- withholding tax; and
- the worst tips on personal finance.
As always, I appreciate your feedback. What kinds of posts or topics would you like me to explore? Further, please either email me directly or respond to this post and share with me some of the worst financial tips you’ve received or heard about. I have some hilarious ones to share later this week, but I’d love to include some from the Living With Common Cents community!
It seems that there are a lot of blog posts lately about how to start a budget. Makes sense, I suppose, since we are nearing the holiday season when many realize they have no money to buy gifts. It’s also kind of like the gym membership phenomenon. You know, how fitness clubs around the world get a spike in the beginning of the New Year when everyone has a resolution to get into shape?
I think the same is ringing true for budgeting. As people get toward the end of the year, they recognize they need to become smarter with how they spend and allocate money. But just like getting a bad deal on a gym membership, new budgeters beware when it comes to these blog posts. Some of the “advice” given isn’t advice at all.
Thanksgiving is a special time of year when families come together, sit down, and enjoy a large meal while discussing what they’re thankful for over the past year. Or complain about how awful their professional football teams are performing. I like hemming and hawing over how soul-crushing my Dallas Cowboys can be.
While I’ve had several posts about budgeting for holiday gift season, which officially kicks off the day after Turkey Day, if you’re actually hosting Thanksgiving dinner you may have to budget more for food than you normally do.
This week’s first Daily Dimes edition is going to focus in on budgeting, especially for household purchases. Since moving into my apartment just about a year ago, I know what this means now more than ever before.
I’m not just talking about utilities, rent/mortgage payments, and other standard bills that your parents used to foot when you were growing up. I mean the miscellaneous purchases that we don’t realize we need to make until it happens: toiletries, kitchen supplies, home improvements, and the like.