I’m continuing to make great gains in my net worth — since a small blip in November 2009, I’m continuing on the right path. My net worth increased another approximately 27 percent in the last month.
On to the numbers …
Happy New Year’s Eve! I don’t know about you, but 2009 has been a pretty crazy year for me. Lots of ups, downs, and plenty of in-between. My goal for each year is to be a little bit better — a better worker, son, friend, person, etc.
I know that everyone has their own opinion with regard to the importance — or legitimacy — of New Year’s Resolutions. Personally, I have a few for myself every year that I write down in my daily planner. I keep them to myself, and I track each month to see if I am working toward each of those resolutions (I like to call them goals).
While I keep my overall resolutions to myself, my personal finance ones are a different story.
I kind of referenced it in a past post, but I received word that I got offered a new job — which I accepted — earlier this week. It’s a marketing writer position for an enterprise software company close to where I live. I feel it’s the next step for me, a growing company, and counting furloughs and pay cuts I’ve taken at my current job … a 50 percent pay raise.
While I’m extremely happy about these prospects, it leads me to believe it’s time to revisit what I have been doing with my finances. Sure, I’m still going to do the same things — budget, save, etc. — but with more money coming in every couple of weeks there are bound to be some changes.
With the year quickly coming to a close, it may be time to begin rethinking some of the personal finance decisions you have made and figure out if it is still the proper course for you or not.
For example, is there a pesky credit card balance you have that you’ve only been paying the minimum amount on for the past several months? Miscellaneous expenses you know you could do without, yet spend money on anyway? Been paying too much interest on a loan or mortgage that you know you could most likely refinance? Did you buy a stock that you thought was going to fly high, and it hasn’t even gotten off the ground? Now is the time to ponder these thoughts and make action plans for 2010.