Tag Archives: saving

Simple Saving Tricks

I read a really interesting article recently on Kiplinger.com about 10 easy ways, or “tricks”, to make yourself save a portion of your hard-earned money. While saving is a fundamentally important pillar for any worthwhile personal finance plan — and this week is America Saves Week — I think it’s important to go back over some of the easy ways those who have trouble with discipline can ensure they are stashing away part of their money for savings.

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February Net Worth: Marching Right Along

I’m continuing to make great gains in my net worth — after gains in December and January, I’m continuing on the right path. My net worth increased another 2.95 percent in the last month.

On to the numbers …

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Epiphany Revisited

Hard to believe, but it’s been a year already since I had what I thought was my lowest financial point and subsequent epiphany moment. To sum it up, I just found out that I was going to have at least one furlough (unpaid) day per month, my rent was going up, and because I had this very tight view of money — I was going to stop all of my plans.

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Financial Resolutions for 2010

Happy New Year’s Eve! I don’t know about you, but 2009 has been a pretty crazy year for me. Lots of ups, downs, and plenty of in-between. My goal for each year is to be a little bit better — a better worker, son, friend, person, etc.

I know that everyone has their own opinion with regard to the importance — or legitimacy — of New Year’s Resolutions. Personally, I have a few for myself every year that I write down in my daily planner. I keep them to myself, and I track each month to see if I am working toward each of those resolutions (I like to call them goals).

While I keep my overall resolutions to myself, my personal finance ones are a different story.

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Money Lessons? Start ’em Young.

There was an interesting article I read on New York Times’ Web site this morning about teenagers, their spending habits, and the recession.

Basically, the main point of the article was teenagers are cutting back on their spending accordingly to what they see with their parents. Stores that are grossly expensive like Abercrombie & Fitch are feeling the pinch, while other less-expensive stores — including Marshalls and Aeropostale — are thriving.

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Americans Are Saving Again — How About You?

There was a very interesting article in the New York Times this morning about how Americans are saving again, much more so than the years leading up to the recession.

According to the piece, in October, Americans were saving at a rate of 4.4 percent. The percentage has fluctuated this year, reaching its peak in May (6.4 percent — the highest since 1993).

It got me to thinking about how much I’ve actually been saving — especially in the past year when my pay kept getting cut and times were tight.

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