Tag Archives: New York Times

Four Personal Finance Stories to Ponder

Apologies for the really long absence, but with the Easter holiday, going home to Wallkill several times in the past month, and a crazy period at work, I haven’t had much time to update anything worth substance.

In the past week, there have been several fantastic personal finance-related stories in both the New York Times and Wall Street Journal.

No, none of these have anything to do with income taxes. Do make sure you file by April 15th, though, or else the big bad taxman just may come after you.

If you have the time this weekend, definitely peruse these not-so-long stories. I’ll give a quick summary and my thoughts on each one after the jump.

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Money Lessons? Start ’em Young.

There was an interesting article I read on New York Times’ Web site this morning about teenagers, their spending habits, and the recession.

Basically, the main point of the article was teenagers are cutting back on their spending accordingly to what they see with their parents. Stores that are grossly expensive like Abercrombie & Fitch are feeling the pinch, while other less-expensive stores — including Marshalls and Aeropostale — are thriving.

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Americans Are Saving Again — How About You?

There was a very interesting article in the New York Times this morning about how Americans are saving again, much more so than the years leading up to the recession.

According to the piece, in October, Americans were saving at a rate of 4.4 percent. The percentage has fluctuated this year, reaching its peak in May (6.4 percent — the highest since 1993).

It got me to thinking about how much I’ve actually been saving — especially in the past year when my pay kept getting cut and times were tight.

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Weekly Roundup

This week, there were myriad articles giving tips and tricks to live by with regard to personal finance at the end of this year. While all of this information is important to at least consider, make sure you don’t end up doing everything everyone says just because it sounds good.
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Weekly Roundup

When it comes to our generation, Generation Y, most people have their own opinions already formed about us: the vanguard in tech savvy, lazy, spoiled, shining lights in a dim world, etc.

No matter what anyone wants to say about us, we’re nothing if not complex. This week, there were several articles that examined our attitudes and patterns regarding money management and completing college. Just like our parents, we are affected by the same macroeconomic issues facing everyone today — we’re just handling it in different ways.

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Daily Dimes 12/3/09

With the year quickly coming to a close, it may be time to begin rethinking some of the personal finance decisions you have made and figure out if it is still the proper course for you or not.

For example, is there a pesky credit card balance you have that you’ve only been paying the minimum amount on for the past several months? Miscellaneous expenses you know you could do without, yet spend money on anyway? Been paying too much interest on a loan or mortgage that you know you could most likely refinance? Did you buy a stock that you thought was going to fly high, and it hasn’t even gotten off the ground? Now is the time to ponder these thoughts and make action plans for 2010.
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