Tag Archives: debt

Simple Saving Tricks

I read a really interesting article recently on Kiplinger.com about 10 easy ways, or “tricks”, to make yourself save a portion of your hard-earned money. While saving is a fundamentally important pillar for any worthwhile personal finance plan — and this week is America Saves Week — I think it’s important to go back over some of the easy ways those who have trouble with discipline can ensure they are stashing away part of their money for savings.

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Daily Dimes 12/23/09

So, what’s really in a word? When you whip out your Capital One card to pay for groceries at a supermarket, what do you tell yourself you’re doing? Charging it?

Sure, you’re using a credit card to do it, but you’re charging it … right?

Well, maybe. But know that there is, in fact, a difference between a charge card and a credit card.
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Daily Dimes 12/18/09

I focus quite a bit on doing more with a little bit of money, but what if you actually came across a large sum of cash? An inheritance, lottery winnings, etc.

I read somewhere that lottery winners are increasingly finding themselves filing for bankruptcy — it’s because they don’t plan on just how they’re going to use that lump sum. If you so happen to be lucky enough (of course, lucky is relative, especially if you received an inheritance after a loved one passed away) to come across a financial windfall, would you know what to do?
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Daily Dimes 12/10/09

The phrase “persistence pays off” is trite and oft-overused, yet unbelievably true. Whether you spend months working on free throws, eating right, or pounding away miles on a treadmill, you get in what you put out.

Sometimes, that means making sacrifices that aren’t fun in the immediate term. It also can mean being a miserable pain in the ass until you get what you want.

Today’s Daily Dimes will look at one person’s fight to get out of debt and the small reward she’s realizing as a result, and another piece showing how to fight companies to ensure you get exactly what you pay for.

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December Net Worth = Early Holiday Gift

After a small decline in net worth in November, I’ve made a very strong comeback in December … thanks to stronger stock market returns and a decision to pay off almost half of my college debt.

On to the numbers …

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Weekly Roundup

This week took a look at some tips and tricks to help you assess your finances as we come to the close of 2009. Not only should we see what worked, but also what maybe didn’t work out as well. That way we can fix those errors and perform better next year.

There were also myriad articles about how to shop this holiday season (oh … wait … Christmas is in less than three weeks, should’ve let you know …)

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Paycheck Palooza

I’m finally back on the East Coast after two trips over to the West — Colorado Springs and Las Vegas — for work in the past month. Now conference season is winding down, with the holidays coming up and all. I don’t believe I’ll be doing anymore business travel for awhile.

It’s great to travel around a bit, but not when it is for just a couple of days and when there are other deadlines that still remain back at the home office. Those pesky things just don’t go away when you fly around on a jet plane. Sad, but true.

Anyway, since I’ve been going all over the place, I’ve had a difficult time sitting down and being able to budget my paychecks. They’ve changed a bit, due to more furloughs placed on different days. I decided last weekend to sit down and list what I would set aside from a non-furloughed paycheck, a paycheck with one furlough day, and one with two furlough days (drastic, and hopefully only happening once at the end of this year).

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