No … not the kind that leads to unnecessary drama. I’m talking about company-sponsored retirement plans, medical insurance, and dental insurance.
Hard to believe, but it’s been a year already since I had what I thought was my lowest financial point and subsequent epiphany moment. To sum it up, I just found out that I was going to have at least one furlough (unpaid) day per month, my rent was going up, and because I had this very tight view of money — I was going to stop all of my plans.
Earlier this week I read a fantastic article in the Wall Street Journal about planning finances for those who were just rehired. While the article was geared toward people who had been unemployed for some time and just found another job, I feel that the lessons in the article can extend to those who are just getting their first “real-world” jobs as well.
I read a great post earlier this week on Kiplinger.com about a columnist’s missteps when it came to money management in the last year, and it got me to thinking about some of the places I could have done a better job.
I already talked about my financial resolutions for 2010, but didn’t look back that closely at places I thought I could really improve in this coming year.
Almost nothing strikes more fear into people than April 15 — the date when all tax forms must be filed for the year prior.
Whether you do it yourself, with an accountant, or rely on Tax Turbo and other online tools to help you file your taxes, there is one common theme: You must have organized records in order to fill out all of the sheets and forms necessary to ensure the IRS doesn’t come knocking at your door.